Renaissance Initiative Blog

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How to Cut Down on Your Credit Card Processing Fees

Accepting credit card payments from customers is certainly an effective way to increase sales and improve marketing performance.  How can you cut down on your credit card processing fees?  Here are some tips:Instead of purchasing a terminal, try leasing.   Credit card machines can be very expensive.  By leasing this equipment, a business owner can save a great deal.Choose a merchant account provider carefully.  Scrutinize all the fees and charges first before signing up for a company’s service.  Make sure that the initial fee is refundable in case your application gets declined.

Negotiate with your merchant account provider.  Don’t hesitate to ask for lower rates especially if you expect to receive a large bulk of credit card transactions each month.  If you only deal with few credit card transactions, try asking for a discount in the set-up fee or monthly fee.

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